Evaluating the Wachovia Online Banking System

With so many banks to choose from, it can sometimes be difficult to decide which financial institution is right for you. One of the aspects that often help people decide is the quality of online banking that is offered. Here is some information about the Wachovia online banking package that may help make up your mind.

The Wachovia online banking system is configured to be very user friendly. Essentially a user name and password will allow you to access information about all accounts you have with Wachovia. You may visit a summary page, which allows you to view an overall picture of the status of your accounts, or you can pull up more detailed information on each one. Once you have logged in using your master screen name and password, it is not necessary to then log into each account singly. This means you can easily move from one of your accounts to another without having to enter additional credentials.

Viewing recent activity in your checking account is a snap. By entering a date range you can see all transactions, including deposits, debit card charges, and checks that have cleared the account. In the case of checks, the Wachovia online banking system allows you to view and print images of all cleared checks, which allows you to see exactly when the check was endorsed and deposited by the recipient. Statements for previous monthly periods are also viewable via the Wachovia online banking package, and can be downloaded if you wish to save electronic copies.

If you have brokerage or retirement plans in place with the bank, you also can use the Wachovia online banking system to access and review the current state of each one of those accounts. You also may transfer funds from your checking or savings account directly into your retirement or investments accounts as well. In addition to the ability to move funds, you may also get real-time trade quotes, and also request research reports that are relevant to your investment portfolio.

Being able to pay bills online is an important feature for many people today. The Wachovia online banking system includes a bill paying component that allows you to process a number of bill payments at the same time. One screen to enter the data allows you to compile and then authorize several payments at once, which certainly is a time saver.

With so much going for it, people can easily see how the Wachovia online banking system can be very useful. From viewing the balance and recent transactions in your checking account to managing your retirement funding to getting the latest information that will impact your investments, the Wachovia online banking system will help you keep on top of your finances with just a few simple clicks. For more information about how the Wachovia online banking system can make your money management easier, visit a local branch or log into the Wachovia web site.